Bitcoin · DCA since 2024

$500/month in Bitcoin since 2024

What a monthly $500 dollar-cost average into Bitcoin would be worth today if you'd started in January 2024 and never stopped. Real adjusted closes, T+1 execution, no transaction fees modeled.

If you invested $500/month in Bitcoin from 2024-01 to 2026-06...

$11,969

grown from $15,000 invested over 2.5 years. -$3,031 (-20.2%)

Growth over time

Dashed: cumulative invested · Solid: portfolio value

Investment schedule

Per investment
$500.00
Frequency
Monthly
Window
2024-01-01 → 2026-06-29
Duration
2.5 years
Number of investments
30
× $500.00 each

Results

Total invested
$15,000
30 × $500.00
Final value
$11,969
as of 2026-06-29
Total return
-$3,031
-20.2%
Annualized (IRR)
-16.69%/yr
compounded over 2.5 years

What 2024 actually was: at all-time highs

Starting DCA in 2024 means buying at or near all-time highs across most major indexes. History says this still works out fine on a 10-15 year horizon, but the first few years can feel discouraging if a correction arrives. The schedule is the strategy. Future buyers in 2025 and beyond will likely thank a 2024 starter for sticking with it.

For a Bitcoin DCA buyer who started January 2024 with $500 a month, the schedule pulled in 30 purchases through 2026-06-29. Total invested: $15,000. Final value: $11,969. That works out to an annualized return of -16.69% per year on the irregular cashflow series.

The numbers above use adjusted closing prices (dividends reinvested, splits applied) and apply a T+1 policy: when the 1st of the month landed on a weekend or holiday, the trade executed at the next trading day's close. Bitcoin pages execute on the exact scheduled date because crypto trades 24/7.

Change the numbers

Want to test a different amount, frequency, or end date? The full calculator has the same Bitcoin dataset behind it.

Other Bitcoin start years

Disclaimer: This page is for educational purposes only. It is not investment advice. Historical performance does not predict future results. Always do your own research.