Bitcoin · DCA Calculator

How much would you have if you had dollar-cost averaged?

Pick a frequency and amount. Adjusted historical Bitcoin closes, T+1 execution. Every calculation has its own shareable URL.

If you invested $500/month in Bitcoin from 2021-05 to 2026-05...

$58,434

grown from $30,000 invested over 4.9 years. +$28,434 (+94.78%)

Growth over time

Dashed line: cumulative invested · Solid line: portfolio value

Investment schedule

Per investment
$500.00
Frequency
Monthly
Window
2021-05-05 → 2026-05-05
Duration
4.9 years
Number of investments
60
× $500.00 each

Results

Total invested
$30,000
60 × $500.00
Final value
$58,434
as of 2026-05-05
Total return
+$28,434
+94.78%
Annualized (IRR)
27.79%/yr
compounded over 4.9 years
How we calculate this
  • Prices are Yahoo Finance adjusted closes (dividends reinvested, splits applied).
  • Investments scheduled on market holidays execute at the next trading day's close (T+1 policy). Bitcoin trades 24/7, so BTC investments execute on the exact scheduled date.
  • For daily and weekly schedules, when multiple scheduled days roll forward to the same trading day (e.g., Saturday + Sunday both land on Monday), we count one investment on that day, not two. Daily DCA on stocks works out to ~252 executions per year; on Bitcoin, 365 per year.
  • IRR is computed via bisection on cashflow NPV, annualized from monthly cashflows.
  • All dates are treated as UTC. Prices are NYSE closing prices (for stocks) or UTC 24-hour closes (for Bitcoin).