Gold · DCA since 2009
$500/month in Gold since 2009
What a monthly $500 dollar-cost average into Gold would be worth today if you'd started in January 2009 and never stopped. Real adjusted closes, T+1 execution, no transaction fees modeled.
If you invested $500/month in Gold from 2009-01 to 2026-06...
$269,561
grown from $105,000 invested over 17.5 years. +$164,561 (+156.72%)
Growth over time
Dashed: cumulative invested · Solid: portfolio value
Investment schedule
- Per investment
- $500.00
- Frequency
- Monthly
- Window
- 2009-01-01 → 2026-06-29
- Duration
- 17.5 years
- Number of investments
- 210× $500.00 each
Results
- Total invested
- $105,000210 × $500.00
- Final value
- $269,561as of 2026-06-29
- Total return
- +$164,561+156.72%
- Annualized (IRR)
- 9.93%/yrcompounded over 17.5 years
What 2009 actually was: at the bottom
Investors starting in 2009 caught the V-shaped recovery from one of the deepest crashes in 80 years. Within five years, the indexes had doubled. Within fifteen, they'd quintupled. The 2009 start is the dream entry point. The catch: almost no one started then. The headlines were terrifying and recession felt permanent. The DCA people just kept buying.
For a Gold DCA buyer who started January 2009 with $500 a month, the schedule pulled in 210 purchases through 2026-06-29. Total invested: $105,000. Final value: $269,561. That works out to an annualized return of 9.93% per year on the irregular cashflow series.
The numbers above use adjusted closing prices (dividends reinvested, splits applied) and apply a T+1 policy: when the 1st of the month landed on a weekend or holiday, the trade executed at the next trading day's close. Bitcoin pages execute on the exact scheduled date because crypto trades 24/7.
Change the numbers
Want to test a different amount, frequency, or end date? The full calculator has the same Gold dataset behind it.