NASDAQ 100 · DCA since 2023
$500/month in NASDAQ 100 since 2023
What a monthly $500 dollar-cost average into NASDAQ 100 would be worth today if you'd started in January 2023 and never stopped. Real adjusted closes, T+1 execution, no transaction fees modeled.
If you invested $500/month in NASDAQ 100 from 2023-01 to 2026-09...
$36,120
grown from $22,500 invested over 3.7 years. +$13,620 (+60.53%)
Growth over time
Dashed: cumulative invested · Solid: portfolio value
Investment schedule
- Per investment
- $500.00
- Frequency
- Monthly
- Window
- 2023-01-01 → 2026-09-28
- Duration
- 3.7 years
- Number of investments
- 45× $500.00 each
Results
- Total invested
- $22,50045 × $500.00
- Final value
- $36,120as of 2026-09-28
- Total return
- +$13,620+60.53%
- Annualized (IRR)
- 26.09%/yrcompounded over 3.7 years
What 2023 actually was: into the recovery
The 2023 starting cohort bought after the bear market reset valuations, just before AI mania powered a 25 percent rally. DCA investors who started here have enjoyed one of the strongest two-year starts of any year in this dataset. The risk is recency bias making future returns feel guaranteed. They are not.
For a NASDAQ 100 DCA buyer who started January 2023 with $500 a month, the schedule pulled in 45 purchases through 2026-09-28. Total invested: $22,500. Final value: $36,120. That works out to an annualized return of 26.09% per year on the irregular cashflow series.
The numbers above use adjusted closing prices (dividends reinvested, splits applied) and apply a T+1 policy: when the 1st of the month landed on a weekend or holiday, the trade executed at the next trading day's close. Bitcoin pages execute on the exact scheduled date because crypto trades 24/7.
Change the numbers
Want to test a different amount, frequency, or end date? The full calculator has the same NASDAQ 100 dataset behind it.