Bitcoin · DCA since 2018

$500/month in Bitcoin since 2018

What a monthly $500 dollar-cost average into Bitcoin would be worth today if you'd started in January 2018 and never stopped. Real adjusted closes, T+1 execution, no transaction fees modeled.

If you invested $500/month in Bitcoin from 2018-01 to 2026-06...

$193,025

grown from $51,000 invested over 8.5 years. +$142,025 (+278.48%)

Growth over time

Dashed: cumulative invested · Solid: portfolio value

Investment schedule

Per investment
$500.00
Frequency
Monthly
Window
2018-01-01 → 2026-06-29
Duration
8.5 years
Number of investments
102
× $500.00 each

Results

Total invested
$51,000
102 × $500.00
Final value
$193,025
as of 2026-06-29
Total return
+$142,025
+278.48%
Annualized (IRR)
30.18%/yr
compounded over 8.5 years

What 2018 actually was: into volatility

The 2018 starting cohort caught a year that finished slightly down — a rude introduction after years of steady gains. Then 2019 ripped higher, 2020 crashed and recovered in months, and the rest of the decade delivered one of the strongest stretches in market history. DCA from January 2018 has paid off handsomely.

For a Bitcoin DCA buyer who started January 2018 with $500 a month, the schedule pulled in 102 purchases through 2026-06-29. Total invested: $51,000. Final value: $193,025. That works out to an annualized return of 30.18% per year on the irregular cashflow series.

The numbers above use adjusted closing prices (dividends reinvested, splits applied) and apply a T+1 policy: when the 1st of the month landed on a weekend or holiday, the trade executed at the next trading day's close. Bitcoin pages execute on the exact scheduled date because crypto trades 24/7.

Change the numbers

Want to test a different amount, frequency, or end date? The full calculator has the same Bitcoin dataset behind it.

Other Bitcoin start years

Disclaimer: This page is for educational purposes only. It is not investment advice. Historical performance does not predict future results. Always do your own research.