Bitcoin · DCA since 2019

$500/month in Bitcoin since 2019

What a monthly $500 dollar-cost average into Bitcoin would be worth today if you'd started in January 2019 and never stopped. Real adjusted closes, T+1 execution, no transaction fees modeled.

If you invested $500/month in Bitcoin from 2019-01 to 2026-06...

$144,010

grown from $45,000 invested over 7.5 years. +$99,010 (+220.02%)

Growth over time

Dashed: cumulative invested · Solid: portfolio value

Investment schedule

Per investment
$500.00
Frequency
Monthly
Window
2019-01-01 → 2026-06-29
Duration
7.5 years
Number of investments
90
× $500.00 each

Results

Total invested
$45,000
90 × $500.00
Final value
$144,010
as of 2026-06-29
Total return
+$99,010
+220.02%
Annualized (IRR)
30.37%/yr
compounded over 7.5 years

What 2019 actually was: a year before COVID

Starting DCA in 2019 meant about one year of steady gains, then a 34 percent crash in five weeks as COVID shut the world down. Then one of the fastest recoveries in market history. DCA investors who didn't panic in March 2020 ended up with cheap purchases that powered the next several years of growth.

For a Bitcoin DCA buyer who started January 2019 with $500 a month, the schedule pulled in 90 purchases through 2026-06-29. Total invested: $45,000. Final value: $144,010. That works out to an annualized return of 30.37% per year on the irregular cashflow series.

The numbers above use adjusted closing prices (dividends reinvested, splits applied) and apply a T+1 policy: when the 1st of the month landed on a weekend or holiday, the trade executed at the next trading day's close. Bitcoin pages execute on the exact scheduled date because crypto trades 24/7.

Change the numbers

Want to test a different amount, frequency, or end date? The full calculator has the same Bitcoin dataset behind it.

Other Bitcoin start years

Disclaimer: This page is for educational purposes only. It is not investment advice. Historical performance does not predict future results. Always do your own research.