Bitcoin · DCA since 2021
$500/month in Bitcoin since 2021
What a monthly $500 dollar-cost average into Bitcoin would be worth today if you'd started in January 2021 and never stopped. Real adjusted closes, T+1 execution, no transaction fees modeled.
If you invested $500/month in Bitcoin from 2021-01 to 2026-08...
$50,889
grown from $34,000 invested over 5.6 years. +$16,889 (+49.67%)
Growth over time
Dashed: cumulative invested · Solid: portfolio value
Investment schedule
- Per investment
- $500.00
- Frequency
- Monthly
- Window
- 2021-01-01 → 2026-08-14
- Duration
- 5.6 years
- Number of investments
- 68× $500.00 each
Results
- Total invested
- $34,00068 × $500.00
- Final value
- $50,889as of 2026-08-14
- Total return
- +$16,889+49.67%
- Annualized (IRR)
- 14.36%/yrcompounded over 5.6 years
What 2021 actually was: at the post-COVID peak
Investors starting in 2021 bought near the top of the post-COVID runup. Within a year the index would fall 25 percent in the 2022 bear market. For DCA buyers, 2022 was a year-long discount that the lump-sum cohort missed entirely. The recovery from late 2022 through 2024 rewarded steady accumulation.
For a Bitcoin DCA buyer who started January 2021 with $500 a month, the schedule pulled in 68 purchases through 2026-08-14. Total invested: $34,000. Final value: $50,889. That works out to an annualized return of 14.36% per year on the irregular cashflow series.
The numbers above use adjusted closing prices (dividends reinvested, splits applied) and apply a T+1 policy: when the 1st of the month landed on a weekend or holiday, the trade executed at the next trading day's close. Bitcoin pages execute on the exact scheduled date because crypto trades 24/7.
Change the numbers
Want to test a different amount, frequency, or end date? The full calculator has the same Bitcoin dataset behind it.